Tax planning is forward-looking. We do not prepare returns. We plan years ahead so that when the return is filed it reflects intentional choices made across the prior twelve, twenty-four, and sometimes sixty months. Your CPA executes; we plan.
Our Approach
Multi-year tax projection across major life events
Roth conversion ladder timing across low-bracket years
Asset location across taxable, tax-deferred, and tax-free accounts
Charitable bunching with donor-advised funds
IRMAA management to control Medicare premium tiers
Generational wealth transfer (Legacy) — basis-step-up timing, beneficiary structuring, and inheritance coordination
Coordination with your CPA on quarterly estimates and harvesting
